PayPal Credit

Apply for PayPal Credit and start enjoying more time to pay

PayPal Credit is the simple, flexible credit line built into your PayPal account. Apply now and get a decision in seconds.

Subject to credit approval. See Terms.

Apply Now


* You may not be eligible to add PayPal Credit to your PayPal account if you do not meet certain criteria established by PayPal. If you already have a PayPal Smart Connect or PayPal Extras MasterCard linked to your account, you have to open a new PayPal account and then link your accounts.

If PayPal is linked to 
your credit line:

both of your accounts
If PayPal is not linked to 
your credit line: 
your credit line and PayPal
If you are not ready 
for great new features:
your account on